debtLow risk

Union Gilt Fund - Direct Plan - Annual IDCW Option

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From Union Mutual Fund. It's been running since 17 Aug 2022.

Latest price per unit

₹11.7335

▲ 0.02% today

As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹96.1k

▼ ₹3.9k loss · -3.9% / year

Invested 3 years ago

₹1.10 L

▲ ₹9.9k gain · 3.2% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

5.1%

The value swings roughly 5% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-7.50%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year-3.88%

CAGR — 3 years3.18%

CAGR — 5 years—

CAGR — since launch3.89%

Volatility — 1 year (annualised)7.53%

Volatility — 3 years (annualised)5.09%

Max drawdown — 1 year-7.50%

Max drawdown — 3 years-7.50%

Sharpe ratio — 1 year (rf=6%)-1.35

Sharpe ratio — 3 years (rf=6%)-0.54

Fund info

Fund house: Union Mutual Fund
Category: Debt Scheme - Gilt Fund
Plan: Direct
Option: IDCW
ISIN (Growth): INF582M01IA6
ISIN (Div re-invest): INF582M01IB4
Fund code: 150408
First price on record: 17 Aug 2022 · 982 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.