debtLow risk

PGIM India Gilt Fund - Direct Plan - Direct Growth

Invests in bonds and loans. Lower returns than equity but much less bumpy — often used for shorter goals. From PGIM India Mutual Fund. It's been running since 8 Mar 2016.

Latest price per unit

₹33.5412

▲ 0.05% today

As of 4 Sep 2026 · updated once each business day

What ₹1 lakh would have become

Based on past returns

Invested 1 year ago

₹1.03 L

▲ ₹3.2k gain · 3.2% / year

Invested 3 years ago

₹1.20 L

▲ ₹20.4k gain · 6.4% / year

Invested 5 years ago

₹1.31 L

▲ ₹31.4k gain · 5.6% / year

These are calculations from the fund's past prices, not a prediction. Real future returns can and often do differ.

Price over time

How the per-unit price has moved. Tap a range to zoom in.

Bumpiness & worst drops

Day-to-day bumpiness

3.0%

The value swings roughly 3% up or down in a typical year. Finance-speak calls this volatility.

Worst drop ever

-3.16%

A lump sum invested at the previous peak would have temporarily lost about this much before recovering. Finance-speak calls this max drawdown.

Technical details (for the pros)

CAGR — 1 year3.23%

CAGR — 3 years6.39%

CAGR — 5 years5.62%

CAGR — since launch7.17%

Volatility — 1 year (annualised)3.39%

Volatility — 3 years (annualised)2.99%

Max drawdown — 1 year-3.11%

Max drawdown — 3 years-3.16%

Sharpe ratio — 1 year (rf=6%)-0.79

Sharpe ratio — 3 years (rf=6%)0.15

Fund info

Fund house: PGIM India Mutual Fund
Category: Debt Scheme - Gilt Fund
Plan: Direct
Option: Growth
ISIN (Growth): INF223J01ND7
ISIN (Div re-invest): —
Fund code: 138472
First price on record: 8 Mar 2016 · 2,540 daily prices

Numbers are computed from stored daily prices from mfapi.in/AMFI. This is descriptive analytics, not investment advice. Past performance is not indicative of future returns.